What doesn`t make sense is that we were approved for a Highlander lease by my partner who got a credit card a month before me – although I thought Lexus was also using TFS, but I think they have different acceptance settings. It was Tier 2, but only because the Lexus would have reached 30 points on our two profiles, otherwise it would have been Tier 1. Do you know which BMW has a big discount? The return of second-hand lease gently obsessed. Take advantage of it, finance a small part of it, build your loan and soon you will drive a 340i for half that price. However, I would not finance a BMW that is not under warranty. Opt for something more reliable until you have the credit history to finance or rent a car under guarantee. You save money and unnecessary stress. I recently moved to the United States and am trying to rent a 340i. My FICO is far from where it needs to be, but I`m excited to rent, just looking for advice. My FICO is currently shooting at 620 (like magically a 50-point shot before the app, which is super annoying).

All accounts are up to date, but the story is short and limited. This combined with the fact that I want a 24 months/10k lease doesn`t prepare me to win prizes, but I want to see if you think it can be taken further. But for you: you can either consider a paid lease. You pay the full amount of your rental agreement with a single payment. You get a license from BMW (my personal experience) or choose a brand that authorizes MSD. MSDs help a lot in getting a permit if you don`t have enough history. As a final option, the co-signer should also work with a car history for you. The dealer will likely push for a down payment and for you to pay all your taxes and fees that day. For me, I didn`t want to put money on a lease, because if I ever have an accident, that money never comes back to me.

I think your score is big enough to get the best price for the rental. In my case, I searched for it online before deciding to choose the best reseller. I can say that it is quite difficult to find the best, but by searching, you can find a great trustworthy trader. There are also cases where their offer is almost the same, but some of them will be your best choice. That`s what I did in my newly rented 2017 BMW X1. I chose DSR Leasing because I think it was my best choice. So, good luck to you! BMW Financial Services only uses Experian and 670 qualifies you for the highest level. They are very easy to rent. lol yes, I agree, the market is flooded by 15/16 for $15k, try to find one with about 30k miles. You`d end up paying pretty much the same as your rental and you`d have paid for the vehicle, which is fine. This will help you build your balance and qualify you for future loyalty discounts Friends have used expat programs from BMW, Audi and Volvo and independent brokers, but all the offers seem pretty terrible.

I want to get into a 330th, but I think I`ll wait until Christmas to get my FICO car score. Lots of good information here already, especially about the attempt to transfer your Amex card from the UK to the US if you had one. Depending on your visa, you might be better off getting a loan from your bank or credit union because they know what your income is, so you should have lower hurdles and generally offer lower interest rates. MSRP: $56,480 Retail price: $50,267 (11% off) MF: 0.00236 (ouch!) Lease Credits: $2500 ($2000 BMW, $500 Costco) The driving discount is about $2551 (first month, license, purchase, tax, $0 deposit) Monthly is $667 TTC You can either apply online or you can wait and apply at the dealership. For me, I would have simply applied to the dealership because my dealer ended up submitting another app on my behalf and so I had two difficult requests. I don`t know what the purpose of that was, but that was my experience. Wow, this theme is priceless. Currently in the same boat, spent 2 weeks getting a deal for 2018 i3, and spent 1.5 years building a credit history before moving to the US, but was rejected by BMWFS with 740 points because “you are unable to check your job and limited credit history”. I don`t know what the reason for the job review is, but I was hoping that 1.5 years of credit card would be enough to get a $350/month car. Not really – I`ve had used cars all my life (including a BMW CPO and a privately bought BMW). I really wanted to try a new car. Used cars are almost always a stress point after you leave, even the CPO I bought had several small problems that I had to solve.

I can take the hit in this case or at least withdraw for a month and see what happens to my Fico. Since my score is 697, it shouldn`t be too difficult to qualify for their best rate that I`m hopefully considering. Welcome! I don`t remember exactly.. I posted my score in the car licenses at 12-24-16 (car picked up on Christmas Eve). My score qualified me for the best rate. Good luck!. Apart from the MF, are the terms here entirely reasonable? Thank you all.. .